Attention homeowners in Lake Lotawana and Jackson County: Get an Appraisal today!
Here are the top seven reasons MO homeowners hire Midwest Valuation, LLC:
Do you own a home in or near Lake Lotawana? Do you need help deciding the value of your real estate?
At Midwest Valuation, LLC, we understand the particular needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. But as a consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value judgement than yours.
PMI Removal Appraisals
An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. Midwest Valuation, LLC is experts in helping customers just like you dismiss unwanted PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that's going down. That only means you are paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Midwest Valuation, LLC is your #1 weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Midwest Valuation, LLC can help you reinstate your home equity line of credit with a professional appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned professional to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Midwest Valuation, LLC can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.